[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nr1.cz\/reknete-ano-nebankovni-hypotece\/#Article","mainEntityOfPage":"https:\/\/www.nr1.cz\/reknete-ano-nebankovni-hypotece\/","headline":"\u0158ekn\u011bte ano nebankovn\u00ed hypot\u00e9ce","name":"\u0158ekn\u011bte ano nebankovn\u00ed hypot\u00e9ce","description":"Lid\u00e9 ve finan\u010dn\u00edch probl\u00e9mech nebo ti, kter\u00fdm je zapot\u0159eb\u00ed u\u010dinit v\u011bt\u0161\u00ed investici, si nejednou p\u016fj\u010duj\u00ed na zvl\u00e1dnut\u00ed nedostatku vlastn\u00edch pen\u011bz. Zajdou si zpravidla do n\u011bjak\u00e9 […]","datePublished":"2019-09-21","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.nr1.cz\/author\/#Person","name":"","url":"https:\/\/www.nr1.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nr1.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nr1.cz\/wp-content\/uploads\/img_a363661_w1889_t1576488026.jpg","url":"https:\/\/www.nr1.cz\/wp-content\/uploads\/img_a363661_w1889_t1576488026.jpg","height":0,"width":0},"url":"https:\/\/www.nr1.cz\/reknete-ano-nebankovni-hypotece\/","about":["Ekonomika"],"wordCount":460,"articleBody":"         Lid\u00e9 ve finan\u010dn\u00edch probl\u00e9mech nebo ti, kter\u00fdm je zapot\u0159eb\u00ed u\u010dinit v\u011bt\u0161\u00ed investici, si nejednou p\u016fj\u010duj\u00ed na zvl\u00e1dnut\u00ed nedostatku vlastn\u00edch pen\u011bz. Zajdou si zpravidla do n\u011bjak\u00e9 t\u00e9 finan\u010dn\u00ed spole\u010dnosti a tam si v souladu s jej\u00edmi podm\u00ednkami za\u017e\u00e1daj\u00ed. A dostanou takovou p\u016fj\u010dku, jakou pot\u0159ebuj\u00ed. Anebo ji tak\u00e9 https:\/\/www.zena.cz\/vztahy\/smyslem-zivota-je-naucit-se-i-v-dospelosti-bezpodminecne-mil\/r~009944e6c1e111e6b628002590604f2e\/  nedostanou. Proto\u017ee tu z\u00e1le\u017e\u00ed nejenom na tom, \u017ee si n\u011bkdo p\u016fj\u010dit chce, ale i na tom, zda je schopen prok\u00e1zat schopnost a ochotu vracet. A to je nejednou k\u00e1men \u00farazu. Proto\u017ee kdy\u017e m\u00e1 n\u011bkdo dejme tomu jen nevelk\u00e9 dolo\u017eiteln\u00e9 p\u0159\u00edjmy, kdy\u017e se nem\u016f\u017ee pochlubit skv\u011ble vypadaj\u00edc\u00edm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm, kdy\u017e m\u00e1 t\u0159eba dal\u0161\u00ed dluhy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f \u010di exekuce na majetek, t\u011b\u017eko m\u016f\u017ee doufat v to, \u017ee se nad n\u00edm n\u011bkdo v bance ustrne. Neustrne se. Proto\u017ee banky maj\u00ed sv\u00e1 pevn\u011b dan\u00e1 pravidla a t\u011bm je bezpodm\u00edne\u010dn\u011b nutno vyhov\u011bt. A pokud se tak nestane, m\u00e1 z\u00e1jemce o p\u016fj\u010dku sm\u016flu. Ov\u0161em na\u0161t\u011bst\u00ed nem\u00e1me jenom banky. M\u00e1me i nebankovn\u00ed poskytovatele p\u016fj\u010dek, kte\u0159\u00ed jsou daleko sp\u00ed\u0161e ochotni na sv\u00fdch u\u017e i tak benevolentn\u011bj\u0161\u00edch po\u017eadavc\u00edch slevit, nal\u00e9zt kompromis a dohodnout se se \u017eadatelem na n\u011bjak\u00e9m oboustrann\u011b v\u00fdhodn\u00e9m \u0159e\u0161en\u00ed. A t\u0159eba takov\u00e1 nebankovn\u00ed hypot\u00e9ka https:\/\/www.ferovahypoteka.cz\/ je toho p\u0159\u00edmo uk\u00e1zkov\u00fdm p\u0159\u00edkladem. U t\u00e9to jsou po\u017eadavky nastaveny tak, \u017ee jim zpravidla vyhov\u00ed i ten, kdo by nem\u011bl v bance v dan\u00e9 dob\u011b sebemen\u0161\u00ed nad\u011bji. Tady toti\u017e sta\u010d\u00ed jenom a pouze nemovitost, je\u017e by se dala za poskytnut\u00e9 finan\u010dn\u00ed prost\u0159edky na dobu spl\u00e1cen\u00ed do z\u00e1stavy, sta\u010d\u00ed schopnost takovou p\u016fj\u010dku spl\u00e1cet, a jakmile \u010dlov\u011bk tyto po\u017eadavky spl\u0148uje, m\u016f\u017ee rychle a bez zbyte\u010dn\u00e9 byrokracie z\u00edskat p\u0159esn\u011b to, co pot\u0159ebuje. Ani\u017e by se musel b\u00e1t, zda ho nepo\u0161kod\u00ed dejme tomu z\u00e1znam v registrech, exekuce a podobn\u011b. Spot\u0159ebitel stejn\u011b jako podnikatel tu z\u00edskaj\u00ed pen\u00edze, kter\u00e9 pot\u0159ebuj\u00ed a s nimi\u017e mohou nakl\u00e1dat dle sv\u00e9ho uv\u00e1\u017een\u00ed. A pak je u\u017e jenom mus\u00ed splatit, to ale t\u0159eba i a\u017e v pr\u016fb\u011bhu t\u0159iceti let. A s t\u00edm si ur\u010dit\u011b ka\u017ed\u00fd porad\u00ed. A nebude d\u00edky tomu muset nikdy v \u017eivot\u011b str\u00e1dat.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0158ekn\u011bte ano nebankovn\u00ed hypot\u00e9ce","item":"https:\/\/www.nr1.cz\/reknete-ano-nebankovni-hypotece\/#breadcrumbitem"}]}]